2026 Health Plan Cost Analyzer

1. Plan Details

Coverage Type

Premium

M S-M B-W

In-Network Deductible

In-Network OOP Max

In-Network Coinsurance

Premium

M S-M B-W

In-Network Deductible

In-Network OOP Max

In-Network Coinsurance

Include Out-of-Network Costs?

In-Network Medical Costs i

In-Network Prescription Drug Costs i

Estimated Marginal Tax Rate i

Your Annual FSA Contribution (for PPO) i

Employer Contribution

Your Contribution i

Age 55+ (for $1,000 HSA Catch-up) (Total Max: $0)

Enter your plan details to see your recommendation.

PPO Net Cost

HDHP Net Cost

Calculating breakeven...

PPO Net Cost

HDHP Net Cost

Cost Component	PPO Plan	HDHP Plan
Annual Premiums	$0	$0
In-Network Costs (Your Share)	$0	$0
Out-of-Network Costs (Your Share)	$0	$0
Total Annual Cost	$0	$0
(-) FSA Tax Savings	$0	N/A
(-) HSA Tax Savings	N/A	$0
(-) Employer HSA Contribution	N/A	$0
Net Annual Cost	$0	$0